Important Alerts
Email Claiming To Be From the NACHA...
NACHA - The Electronic Payments Association has received reports that individuals and/or companies have received a fraudulent e-mail that has the appearance of having been sent from NACHA. See sample below...
The subject line of the e-mail states: "Unauthorized ACH Transaction." The e-mail includes a link that redirects the individual to a fake Web page and contains a link which is almost certainly an executable virus with malware. Do not click on the link. Both the e-mail and the related website are fraudulent.
Be aware that phishing e-mails frequently have links to Web pages that host malicious code and software. Do not follow Web links in unsolicited e-mails from unknown parties or from parties with whom you do not normally communicate, or appear to be known, but are suspicious or otherwise unusual.
NACHA itself does not process nor touch the ACH transactions that flow to and from organizations and financial institutions. NACHA does not send communications to individuals or organizations about individual ACH transactions that they originate or receive.
If you receive something like the email below or similar, please DELETE it WITHOUT opening it.
Sample Email -
From: Information
Sent: Thursday, July 22, 2010 8:27 AM
To: Doe, John
Subject: Unauthorized ACH Transaction
Dear bank account holder,
The ACH transaction, recently initiated from your bank account was rejected by the Electronic Payments Association. Please review the transaction report by clicking the link below. Unauthorized ACH Transaction Report
ACH Fraudulent Emails...
Be aware that phishing e-mails frequently have links to Web pages that host malicious code and software. Do not follow Web links in unsolicited e-mails from unknown parties or from parties with whom you do not normally communicate, or appear to be known, but are suspicious or otherwise unusual.
NACHA itself does not process nor touch the ACH transactions that flow to and from organizations and financial institutions. NACHA does not send communications to individuals or organizations about individual ACH transactions that they originate or receive.
If you receive something like the email below or similar, please DELETE it WITHOUT opening it.
Sample Email - ACH Payment Canceled
From: Info Manager
Sent: Tuesday, October 18, 2011 10:03 AM
To: Doe, John
Subject: ACH Payment Canceled
Payment Notification #XXXXXXXX
The ACH transaction (ID:XXXXXXXX, recently initiated from your checking account (by you or another person) was canceled by the other financial institution.
Rejected transaction:
Transaction ID: XXXXXXXX
Reason for rejection: See details - clickable link
Wire Transfer Phishing Attempt...
Again, if you receive an email in your inbox like the one below DELETE it WITHOUT opening. If you do happen to open the email DO NOT click on any of the links provided.
Sample E-mail -
The Domestic Wire transaction, recently sent from your checking account, was rejected by the FedWire.
Please click here to view further information.
clicking the link below. Unauthorized ACH Transaction Report
Text Message (Smishing) Alerts
In the last few days, credit unions from around the country have reported their members are receiving bogus text messages (smishing) alerts. The text message indicates it is from Credit Union Services and advises the member to call the number provided in the text message to have their card reactivated. This is a scam as no credit union would ever ask a member for this type of information using text messaging.
Credit unions have reported multiple phone numbers provided in text messages sent to credit union members to call to have their card reactivated.
Please DO NOT REPLY to these text messages or provide any card or account information via text message.
