Coastland Federal Credit Union
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Fee Schedule

SAVINGS ACCOUNTS:
INITIAL REQUIRED DEPOSIT - $ 10.00

A total of $10 ($5 membership fee as well as $5 to keep the account open) is required to complete the application process.  A savings account is required for any other services Coastland offers (i.e. checking, loans, certificates). This $5 minimum balance must remain in the savings account until the account is closed.

SHARE DRAFT ACCOUNT FEES:
INITIAL REQUIRED DEPOSIT - $ 25.00 - To cover initial check order

Dividends are paid monthly on checking accounts with daily average balances greater than $3,000.00.

Account Reconciliation Fee (Min chg 1 hr) $15 Per Hour
Account Research Fee (Min chg 1 hr) $15 Per Hour
American Express Gift Cheque $2.50 Each
American Express Traveler's Ck For Two $.75 Per $100
ATM Or Visa Debit Lost Card Replacement Fee $5.00 Per Card
ATM Overdraft Fee $25.00 Per Draw
Cashier's Check $5.00 Per Check
Certified Check $5.00 Per Check
Check Cashing Fee (with balance < $100) or no direct deposit $5 per Transaction (not per check)
Check in Lieu of $15.00 Per Check
Check Printing Fee Varies by Style
Copy of Share-draft $5.00 Per Item
Dormant Fee $5.00 Per Month
Deposited Item Return Fee $12.00
Electronic Bill Pay NO CHARGE
Internet Banking NO CHARGE
Member Privilege - per item, max overdraft $500 $25.00
Money Order Fee $1.00 Per Item
NSF Fee - ACH, Sharedraft $25.00 Per Item
Overdraft Transfer Fee $2.00 Per Transfer
Returned Statement Fee $4.00
Statement/Printout Fee (per page) $1.00
Stop Payment Fee $15.00
Temporary Checks (set of 4) $1.00 Per Item
Wire Transfer Fee (International) $40.00 Per Wire
Wire Transfer Fee (US) $12.00
Western Union Wire Fee $15.00
CHRISTMAS CLUB WITHDRAWAL $10.00 Per w/d

Effective 1-4-2010
(Fees subject to change without notice)

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